Hospital Malpractice

Hospital Malpractice

Protect Your Healthcare Institution with Hospital Malpractice Indemnity Policy

Hospital Malpractice Indemnity Policy: Comprehensive coverage for healthcare institutions. Protect against financial and reputational losses. Active claims management and incident support. Focus on quality care with peace of mind.

What is Hospital Malpractice?

The Hospital Malpractice Indemnity Policy is specifically designed for licensed healthcare institutions, offering them comprehensive coverage against financial and reputational losses resulting from incidents of malpractice or unexpected outcomes. With features like active claims management, proactive incident support, and affordable premium options, this policy provides the necessary protection to healthcare institutions, allowing them to focus on delivering high-quality care while minimizing potential risks and liabilities.

get a quote

Don't wait to secure your future, get a quote from Pacis insurance today

Buy now

Ready to get started get protected now. Buy our Policy today.

key features

What are the key features of this insurance?

Coverage for licensed healthcare institutions
Provides coverage for healthcare institutions licensed by the Medical Practitioners and Dentists Council, including private and mission hospitals, medical centers, dental clinics, nursing homes, maternity homes, and standalone funeral homes.
Financial and reputational loss coverage
Protects against financial and reputational losses resulting from incidents of malpractice or unexpected outcomes after medical procedures conducted within the scope of professional services rendered under domestic legislation, ethical codes, and rules.
Reporting period
6 months reporting period for incidents.
Active external claims management
Claims are actively managed to ensure early review, establish admissibility, and explore out-of-court settlement options.
Excess amount
Policy excess set at 1% of the indemnity limit, where the insured institution is responsible for the first 1% of any claim.
Incident management and support
Proactive incident management and support provided from the time an incident occurs until its resolution, in collaboration with Minet Kenya Healthcare Consulting.
Online administrative and customer service support
Minet provides online administrative and customer service support, including risk management audits for healthcare institutions.
Comprehensive incident coverage
Covers various incidents such as court judgments for professional negligence, legal defense costs, disciplinary hearing costs, defamation suits, loss of documents, dishonesty, libel, and slander.
Multiple cover limits and premium options
Offers a range of cover limits (from 5,000,000 to 100,000,000) and corresponding premium options to suit the needs of healthcare institutions.

Hospital Malpractice

Product Benefits

Adequate coverage
Provides comprehensive and adequate coverage for licensed healthcare institutions against financial and reputational losses resulting from incidents of malpractice or unexpected outcomes.
Financial protection
Safeguards healthcare institutions from potential financial burdens arising from court judgments or awards for professional negligence, legal defense costs, disciplinary hearing costs, defamation suits, and other covered incidents.
Reputational protection
Helps protect the reputation of healthcare institutions by providing coverage for legal costs of defense, loss of documents, dishonesty, libel, slander, and other incidents that could impact the institution's standing.
Active claims management
Active external claims management ensures that claims are reviewed early, explores out-of-court settlement options, and aims to expedite the resolution process.
Proactive incident support
Offers proactive incident management and support from the time an incident occurs until its resolution, providing reassurance and guidance to the insured institution throughout the process.
Online administrative and customer support
Access to online administrative and customer service support, including risk management audits, provided by Minet Kenya Healthcare Consulting.
Affordable premium options
Offers a range of premium options, allowing healthcare institutions to choose a coverage limit and premium that aligns with their needs and budgetary considerations.
Peace of mind
Provides healthcare institutions with peace of mind, enabling them to focus on delivering quality care while minimizing potential risks and liabilities associated with malpractice incidents.

Discover More

Template is not defined.
Template is not defined.
Template is not defined.
Template is not defined.

NEED HELP?

Frequently Asked Questions

What is the scope of coverage under this policy?

The policy provides coverage for licensed healthcare institutions against financial and reputational losses resulting from incidents of malpractice or unexpected outcomes after medical procedures conducted within the scope of professional services rendered under domestic legislation, ethical codes, and rules.

Which healthcare institutions are eligible for coverage?

The policy is designed for healthcare institutions licensed by the Medical Practitioners and Dentists Council, including private and mission hospitals, medical centers, dental clinics, nursing homes, maternity homes, and standalone funeral homes.

What is the policy excess amount?

The policy has an excess amount of 1% of the indemnity limit, where the insured institution is responsible for the first 1% of any claim.

What incidents are covered under the policy?

The policy covers various incidents such as court judgments for professional negligence, legal defense costs, disciplinary hearing costs, defamation suits, loss of documents, dishonesty, libel, and slander.

How long is the reporting period for incidents?

The reporting period for incidents is six months.

What is the role of active claims management?

Active claims management ensures that claims are reviewed early, establishes admissibility, and explores possible out-of-court settlement options, aiming to expedite the resolution process.

What support is provided for incidents?

The policy offers proactive incident management and support in collaboration with Minet Kenya Healthcare Consulting, providing assistance from the time an incident occurs until its resolution.

Is there online administrative support available?

Yes, the policy includes online administrative and customer service support, which may include risk management audits for healthcare institutions that purchase this solution.

Are different cover limits available?

Yes, the policy offers a range of cover limits from 5,000,000 to 100,000,000, allowing healthcare institutions to choose the appropriate level of coverage based on their needs.

Can the premium be customized?

Yes, the policy offers different premium options corresponding to the chosen cover limit, providing flexibility for healthcare institutions to select a premium that aligns with their budgetary consideration