Personal Accident Insurance

Personal Accident Insurance

Protect Yourself and Your Loved Ones from Unexpected Accidents.

Safeguard your future and gain peace of mind with Pacis Personal Accident Cover. Our comprehensive 24-hour worldwide protection compensates you for accidental bodily injuries caused by external and visible means. Don’t leave your financial security to chance – choose Pacis Personal Accident Cover today.

What is Personal Accident Insurance?

Experience the reassurance of Pacis Personal Accident Cover. Our robust policy provides monetary compensation for accidental bodily injuries resulting from violent, accidental, external, and visible means. With options for both individuals and corporate entities, our Pacis Personal Accident covers death benefits, permanent disability coverage, weekly loss of income, reimbursement of medical expenses, or funeral expense support and our 24-hour worldwide protection ensures you and your loved ones are financially protected in times of unforeseen accidents.

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key features

What are the key features of this insurance?

Financial Compensation for Death:
In the unfortunate event of the insured's death due to an accident, the policy provides monetary compensation to the designated beneficiaries, helping to alleviate the financial burden during a difficult time.
Coverage for Permanent and Total Disability
If the insured sustains a permanent and total disability resulting from an accident, the policy offers compensation to support the individual's ongoing financial needs and lifestyle adjustments.
Temporary Total Disability/Weekly Loss of Income:
For individuals in gainful employment who experience temporary total disability due to an accident, the policy provides a weekly benefit to compensate for the loss of income during the recovery period.
Reimbursement of Medical Expenses:
In case of accidental injuries requiring medical treatment, the policy covers the incurred medical expenses up to a determined limit, ensuring that the insured's healthcare costs are taken care of.
Funeral Expense Coverage:
The policy offers coverage for funeral expenses incurred as a result of an accident, easing the financial burden on the insured's family during a challenging time.

Personal Accident Insurance

Product Benefits

Comprehensive Coverage:
The policy provides monetary compensation for accidental bodily injuries caused by violent, accidental, external, and visible means. It offers a wide range of benefits to ensure financial protection in case of unforeseen accidents.
Worldwide Protection:
The cover extends globally, providing 24-hour protection wherever you are, giving you peace of mind even when traveling abroad.
Multiple Benefit Categories:
The policy covers various categories of benefits, including death benefits, permanent and total disability compensation, temporary total disability/weekly loss of income for those employed, reimbursement of medical expenses, and funeral expenses.
Flexibility for Children:
Children below the age of 18 can be covered under their parents' or guardians' policy, allowing for comprehensive protection for the entire family.
Easy Claims Process:
In the event of an accident, the claims process is straightforward. Notification to Pacis Insurance should be done promptly, and the required documentation, such as police abstract, medical reports, receipts, and claim form, needs to be submitted for efficient processing.

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Frequently Asked Questions

What does Pacis Personal Accident Cover provide?

Pacis Personal Accident Cover provides monetary compensation for accidental bodily injuries caused by violent, accidental, external, and visible means.

Who is eligible for Pacis Personal Accident Cover?

Persons between the ages of 18 to 65 years and permanent Kenyan residents are eligible. Children below 18 can be covered under their parents' or guardians' policy.

Is the cover valid worldwide?

Yes, Pacis Personal Accident Cover offers 24-hour worldwide protection.

What types of disabilities are covered?

The policy covers permanent and total disabilities resulting from accidents.

Are medical expenses reimbursed under the policy?

Yes, Pacis Personal Accident Cover offers reimbursement of medical expenses subject to a determined limit specified in the policy.

What documents are required to file a claim?

Police abstract, physician examination reports, original medical receipts, death certificate or burial permit, and a completed claim form are typically required.

How long does it take to receive funeral expense benefits?

Funeral expenses are typically payable within 48 hours of claim submission.

Is there a maximum limit for the death benefit for children below 18 years?

Yes, the death benefit for children below 18 years is limited to a maximum of Ksh100,000.

Can children below 5 years be covered for all types of accidents?

No, children below 5 years are covered for road risks only.

How can I contact Pacis Insurance for more information or to purchase the cover?

You can contact Pacis Insurance directly through their customer service channels or visit their website.